Services that link together groups of people into a network for convenient payment of money are more vulnerable. Hackers join these networks in proxy to attack them. If passwords or authentication is stolen one network member can transact with another network member fraudulently. There can be millions of network members that join Dwolla or Venmo.
Leaseze rent payment service has only two parties in a financial transaction not a membership or network. A tenant and landlord are the parties and both identities are carefully verified, and known to each other. Any transfer can only be transacted between people that know each other and have had their identities carefully verified.
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